Loan sharks are people who lend money without the authority to do so, and it’s a criminal offence.

Sharks tend to charge very high rates of interest and can harass, intimidate or even beat up customers to get their re-payments.

Trading Standards have been running the Stop Loan Sharks Project for several years, raising awareness of the dangers of using loan sharks, but also prosecuting them and supporting victims. But still, there are new victims every day.

To learn more about how you, your family and friends can avoid these ruthless cons, spend 10 minutes on The Stop Loan Sharks online quiz and you could win £100 of high-street shopping vouchers (two runners up will receive a goody bag.)

Take the quiz at: